At the scene
- Check for injuries and call 911 if anyone is hurt.
- Move to safety if you can.
- Call the police and get the report number.
- Exchange names, insurance and license plate details.
- Photograph vehicles, damage, the scene, road conditions and injuries.
- Get contact details for witnesses.
- Don’t argue about fault or apologize.
In the next few days
- See a doctor, even if you feel fine: some injuries show up later.
- Notify your own insurer.
- Be careful with the other driver’s insurer; you don’t have to give a recorded statement.
- Keep a folder of bills, receipts and missed-work records.
When to call a lawyer
If you were injured, fault is disputed, or you’re offered a quick settlement. See car accident lawyers.
